Learn Banking and Banking Fundamentals [Full Guide]

Forms of Advances in Banking

Discover different forms of banking advances like cash credit, overdrafts, loans, and more for effective financial management.

Bank Failure: Qualitative & Quantitative Indicators of Bank Failure

Explore the qualitative and quantitative indicators of bank failure. Learn about poor asset management, managerial problems, fraud, regulatory issues, and more.

Liquidity Management: Types, Strategies, Theories

Liquidity Management ensures a bank has enough readily available funds to meet financial obligations, maintain stability, and respond to customer needs.

Secondary Reserve of Bank

Discover the importance and functions of secondary reserves in banking. Learn how these liquid assets ensure stability, profitability, and liquidity for banks.

Credit Evaluation: 7Cs of Creditworthiness

Lenders consider the 7Cs of Creditworthiness for Credit Evaluation, including character, capacity, cash flow, capital, collateral, conditions, and control.

Interest Rate Management: How Banks Manage Interest Rates

Learn about interest rate management, gap analysis, duration analysis, and balance sheet simulation models for precise risk assessment and earnings management.

Understanding X-Efficiency in the Banking Industry

X-efficiency in banking helps cost optimization and performance enhancement. Explore causes, measurement methods, and technological impact.

Reasons For Discrepancy of Depositor’s Book & Bank Statement

Uncover reasons behind discrepancies between your bank statement and book balances. Know the causes of disagreement between depositors book and bank statement.

Basel Accord [A Comprehensive Guide]

Explore the Basel Accord: a comprehensive guide to risk-based capital ratios, committee members, objectives, and limitations in banking regulations.

Bank Reconciliation Statement: Definition, Types, Template

Understand the importance of bank reconciliation statements. Learn about the definition, types, and steps involved in preparing a reconciliation statement.

Credit Risk Grading (CRG): Meaning, Components

Effectively manage credit risk with Credit Risk Grading (CRG). Understand risk levels, make informed lending decisions, and ensure better portfolio assessment.

Bank: Meaning, Characteristics, Features, Functions

Unleashing the potency of banking: characteristics, functions, and economic significance. Explore the pivotal role of banks in finance and growth.

Managing of Bank Investment Portfolio [18 Factors]

Get Expert Insights on Bank Investment Portfolio Management: Boost profits, minimize risks, and maximize wealth. Explore key factors and risk considerations.

Bank Deposit Management: Objectives, Levels, Deposit Processing Steps

Unlock the power of effective Bank Deposit Management to maximize returns, ensure financial stability, and drive optimal fund utilization.

Credit Risk Management: How Banks Manage Credit Risks

Discover how banks proactively manage credit risks through qualitative and quantitative approaches, credit scoring, and default models.

Bank Management: Definition, Objectives, Concept

Essence of bank management is creating a seamless and efficient interaction among banking elements to maximize wealth and ensure success.

10 Role of Banks Play Economic Development

Discover the pivotal role of banks in driving economic development. Explore how banks empower entrepreneurship and fuel the nation's growth.

Bank Credits: Types, Purpose, Duration [Full Guide]

Discover the various types of bank credits, including real estate, agricultural, commercial, and more. Explore their purposes, duration, and nature.

Bank Regulation: Meaning, Objectives, Tools, Strategies

Explore bank regulation's meaning, objectives, tools, strategies, and the role of regulatory authorities in safeguarding customers, banks, and economy.

What is Bank Assignment?

Discover the Concept of Bank Assignment: Explore the transfer of rights, property, and debts from one person to another in the banking business.

Banker Rights & Obligations [5 Rights and 5 Obligations of Banker]

Banker Rights & Obligations - Unveiling the 5 rights (including general lien and set-off) and 5 obligations (honoring checks and maintaining secrecy).

Why Banks Face Liquidity Crisis? [8 Reasons]

Discover the 8 key reasons behind banks' liquidity, management challenges and how to overcome liquidity crisis.

Market Risk Management: How Banks Manage Market Risks

Discover the crucial components of an effective market risk management system, including RAROC and VaR. Learn how banks mitigate risks and optimize performance.

History of Modern Banking

Explore the captivating evolution of modern banking, from ancient civilizations to goldsmiths and money-lenders, and the challenges of the 21st century.

Negotiable Instruments: Types, Features, Function, Practice

Discover the features, functions, and practices of negotiable instruments. Learn about promissory notes, bill of exchange, and checks.

Difference between Bank Overdraft and Cash Credit

Understand the subtle differences between bank overdraft and cash credit. Learn how they operate and which one suits your financial needs.

11 Principles of Sound Lending

Learn the 11 principles of sound lending that drive profitability, minimize risk, and ensure ethical practices in banking.

Bank Statement: Definition, Use, Importance, Sample, Example

Discover the power of bank statements: Definition, importance, and format. Get insights into deposits, withdrawals, and more. Explore now!

Changes of Interest Rate Over Business Cycle

Get insights into the relationship between interest rate changes and the business cycle.

Types of Banking [12 Different Types of Banks in the World]

Discover the world of banking with 12 types of banks explained. From branch banking to co-operative banks, explore their functions and benefits.

Methods of Bank Performance Evaluation

Bank performance evaluation is a through meticulous analysis and risk management process.

General Lien & Particular Lien [Comprehensive Guide]

Discover the difference between General Lien and Particular Lien, their definitions, examples, and conditions for exercise in this comprehensive guide.

Types of Security for Bank Credit

Explore types of security for bank credit, including personal and non-personal security, collateral; used for loan repayment assurance by banks.

Bank as Agent, Trustee, Executor, Administrator For Customer!

Discover how modern commercial banks act as agents, trustees, executors, and administrators for customers. Explore a wide range of financial services.

Bank Output: Definition, Measuring Bank Output

Unravel the intricacies of measuring bank output using production and intermediation approaches. Explore challenges in assessing accurate productivity measures.

Altman’s Z-Score Model: What is It, Formula, Interpretation

Learn about Altman's Z-Score Model, its formula, and understand how powerful it is in predicting financial distress and bankruptcy in businesses.

Bank Loan Policy: Meaning, Structure, Elements

A loan policy is necessary for a bank to attain its objectives and also serve the public its lending must be conducted in an orderly manner.

Mortgage: Definition, Characteristics, Different Types of Mortgage

Discover the intricacies of mortgages: Explore definitions, characteristics, and different types such as simple, conditional sale, usufructuary, and more.

Hypothecation in Banking

Harness the Power of Hypothecation: Understand its definition and differences from mortgage and pledge.

Difference Between Islamic Banking & Conventional Banking

Explore the key differences between Islamic and conventional banking systems, from principles to social responsibility.

Sources & Use of Funds of Islamic Banks

Discover sources and uses of funds by Islamic Banks for project financing, asset acquisition, leasing, syndication services, and trade financing.

Bank Cash management: How Banks Manage Day-To-Day Cash

Optimize bank cash management for liquidity. Discover how banks handle day-to-day cash, inflows, outflows, and maintain optimal balances.

Loan Pricing in Islamic Banks [How Interest-Free Loans Priced]

Unveiling Islamic banks' distinctive loan pricing: Explore interest-free options, profit-sharing models, and ethical finance alternatives.

Differences Between Loan and Investment

Discover the disparities between loans and investments. Understand transaction types, negotiation scope, income sources, risk levels, and more.

Investment Strategies of Commercial Banks

Maximize wealth with effective investment strategies for commercial banks. Learn about transaction-related, active, maturity, and other profitable approaches.

Bank Funds: Sources, Functions, Use of Bank Funds

Learn about the sources of bank funds and their effective management strategies to maximize profitability.

Understanding Contestability & Consolidation in the Banking Industry

Unveiling the Banking Industry and discover the dynamics of contestability and consolidation, influencing competition and shaping the sector's future.

Bank Board of Directors: Requirements, Responsibilities, Power, Functions

Discover their crucial role of Bank Board of Directors to ensure smooth operations, protect stakeholders' interests.

When Banks Required to Disclose Customer Information

Banks have a duty to maintain customer confidentiality, but certain situations may require disclosure as specified by law or banking practices. Learn Now!

Loan: Meaning, Definition of Loan

Learn about loans meaning, types, and the crucial role they play in banking and business profitability.

Credit Analysis: Meaning, Ratios, Steps, 5 Cs of Credit

Master the art of credit analysis with insights on meaning, ratios, steps, and the 5 Cs of Credit—Character, Capacity, Capital, Collateral, and Conditions.

Difference Between Branch Banking and Unit Banking

Discover the difference between branch banking and unit banking: Branch banking operates through multiple branches, unit banking is a single branch small bank.

Banker’s Lien: Why Banker’s Lien is Implied Pledge?

Discover the power of a banker's lien—a creditor's right to retain goods and securities until the debt is repaid. Explore consensual liens, tax liens, and more.

6 Steps in the Lending Process

Navigate 6 steps of lending process: prospecting, evaluation, credit assessment, analysis, collateral review, and monitoring.

Banking: Meaning, Difference between Bank and Banking

Banking is the business activity of accepting and safeguarding money owned by other individuals and entities and then lending out this money to earn a profit.

Why Banks Fail To Recover Loans? [17 Reasons]

Unraveling the 17 reasons behind banks' loan recovery challenges. From flawed feasibility studies to dishonest employees, find solutions for success.

Primary Reserve of Bank

Reserves intended to meet working capital needs, legal requirements and a caution against unanticipated withdrawals or loan demand.

Loan Administration: Meaning, Structure of Loan Administration

Learn about the importance of a proper loan administrative framework, its structure, and steps for effective loan management. Optimize your loan activities now!

Bank Risk Management: Overview, Steps, Risk Types in Banking

Discover the essential aspects of bank risk management, including credit, interest rate, and foreign exchange risks.

What is Deposit Insurance in Banking?

Discover the importance of Deposit Insurance in Banking and how it safeguards your money. Learn how the FDIC ensures the security of your deposits.

SCP Model & RE Hypothesis: Understanding Banking Competition

Uncover banking competition insights with the SCP model and RE hypothesis. Explore key features, implications, and real-life examples for informed decisions.

Bank Reserve Management

Discover the crucial role of bank reserve management. Learn about primary and secondary reserves, liquidity needs, and profit generation.

Bank Loan Review: Enhance Loan Compliance

Ensure loan compliance and mitigate risks with effective bank loan reviews. Protect your institution's financial health and optimize lending practices.

7 Factors for Banks Loans: Liquidity, Profitability, Security

Discover the crucial factors banks consider before sanctioning loans. Explore liquidity, profitability, security, and more.

How Banking System Around the World Work?

Discover the workings of banking systems around the world, from Anglo-American and German universal banking to Japanese main banking and Indian lead banking.

Foreign Exchange Risk Management in Banking

Learn how banking institutions tackle foreign exchange risk with proactive strategies, enhance profitability and limit potential losses.

Principles of Commercial Banking [9 Principles Banks Follow]

Discover the principles of commercial banks: Liquidity, solvency, profitability, loans, savings, customer service, secrecy, efficiency, and location.

Unit Banking: Meaning, Functions, Advantages, Disadvantages

Unit banking is a system of banking under which a single banking organization provides banking services.

Loan Sales: 15 Methods Of Loan Sales

Loan sales allow originating banks to diversify part of their credit risk by selling loans to other market participants.

Pay Order and Demand Draft

Explore the differences between pay orders and demand drafts for secure money transfers. Discover their usage, benefits, and limitations.

3 C’s of Credit (Character, Capital, Capacity)

Learn 3 C's of Credit: How Character, Capital, and Capacity shape lenders' decisions and secure your financial future.

Loan Supervision Activities Of A Bank!

Looking for Effective Bank Loan Learn the essential activities and methods for successful loan supervision. Ensure borrower compliance and maximize repayment.

Security Investment: The Emergence of Security Investment

Unlock Your Financial Potential with Security Investment - Discover approved securities, advantages, and expert strategies for profitable investments.

Bank Customer: Definition, Obligation, Relationship

A customer is a person who has a bank account in his name, and for whom a tile banker undertakes to provide the facilities or services as a banker.

Problem Loan: Meaning, Types, Identify, Indicators, Causes

Uncover problem loans and ideal loans, including causes and effective strategies for banks. Prevent, manage, and recover problem loans efficiently.

Bank Loan: Characteristics, Functions, Importance, Types

Learn Bank Loan characteristics, functions, types and how it elevates financial prospects in trade, commerce, and regional development.

Bank Lien and Pledge: Definition, Differences

Unlocking the Power of Bank Lien and Pledge: Understand the definition and differences. Discover how bank protect their interests and assets.

Why Central Bank is the Lender of the Last Resort?

Discover the pivotal role of central banks as lenders of last resort, ensuring financial stability in times of crisis.

18 Types of Bank Services

Discover the wide range of bank services. From loans to digital banking, explore 18 types of services offered by commercial banks to meet your financial needs.

Offshore Banking: Definition, Advantages, Disadvantages, History

Explore the world of offshore banking: definition, advantages, disadvantages, and its intriguing history. Discover the financial and legal benefits it offers.

Bank Capital Management: Types, Functions, Planning, Importance

The term bank capital refers principally to funds contributed by the bank's owners, consisting mainly of stocks, reserves and those earnings that are retained in the bank.

Loan Pricing: Components, Formula, Methods [Followed by Commercial Banks]

Loan pricing is not an exact science gets adjusted by various qualitative and qualitative variables affecting the demand for and supply of funds.

Types of Bank Deposits

Discover the Comprehensive Guide to Types of Bank Deposits and Deposit Schemes. Maximize your savings with specialized accounts and attractive interest rates.

CAMELS Rating System: Meaning, Background, Components

CAMELS is an internationally recognized supervisory rating system to assess the strength of banks or financial institutions according to six factors.

Bankers’ Advances Against Security of Goods

Discover the precautions, security measures, and lending principles for bankers' advances against the security of goods.

Relationship Between Banker and Customer

Discover the intricacies of the relationship between a banker and customer. From debtor and creditor to trustee and agent, explore their obligations and rights.

What is Bank Charge? Types of Bank Charges

Explore the types of bank charges: fixed charges for specific assets and floating charges on changing property. Ensure your financial security.

Bank Profit Planning: How Commercial Banks Plan For Profit

Learn and explore the ten-step program how Bank Profit Planning set financial goals, optimize resources, and implement strategies for long-term growth.

Pattern of Dividend Policy in Banks

Uncover the dynamics of bank dividend policies, from stable to irregular, and their implications for investors and financial performance.

16 Sources of Credit Information

Get comprehensive credit information from 16 reliable sources. Bank records, financial statements, interviews, government offices, audits, and more.

Factors of Banking Environment

Uncover factors shaping banking environment. Explore internal elements (location, goals, management) and external aspects (economics, politics).

Businesses That Get Bank Loans: Things Bank Looks For In Businesses For Giving Loans!

Discover what businesses banks prefer for loans: those with good reputation, potential growth, cautious financial management, and existing clients.

Bank Investment: Characteristics, Objectives, Functions, Policy

Learn how bank investment process maximize shareholder wealth, diversify risk, and ensure stable income for banks and it's shareholders.

Branch Banking: Meaning, Functions, Advantages, Disadvantages

Banking Branch Banking System is a system of banking in which a banking organization works at more than once.