Bank Credits: Types, Purpose, Duration [Full Guide]
Discover the various types of bank credits, including real estate, agricultural, commercial, and more. Explore their purposes, duration, and nature.
Banking fundamentals is the concepts and principles relating to the practice of banking. Banking is essential to modern economies, providing financial transactions and credit. Explores Banking Fundamentals, Bank Funds, Management, Regulation, Risk, and Services.
Discover the various types of bank credits, including real estate, agricultural, commercial, and more. Explore their purposes, duration, and nature.
Looking for Effective Bank Loan Learn the essential activities and methods for successful loan supervision. Ensure borrower compliance and maximize repayment.
Discover the world of banking with 12 types of banks explained. From branch banking to co-operative banks, explore their functions and benefits.
Understand the importance of bank reconciliation statements. Learn about the definition, types, and steps involved in preparing a reconciliation statement.
Discover how banks proactively manage credit risks through qualitative and quantitative approaches, credit scoring, and default models.
Banker Rights & Obligations – Unveiling the 5 rights (including general lien and set-off) and 5 obligations (honoring checks and maintaining secrecy).
Discover the crucial role of bank reserve management. Learn about primary and secondary reserves, liquidity needs, and profit generation.
The term bank capital refers principally to funds contributed by the bank’s owners, consisting mainly of stocks, reserves and those earnings that are retained in the bank.
Unveiling Islamic banks’ distinctive loan pricing: Explore interest-free options, profit-sharing models, and ethical finance alternatives.
Discover their crucial role of Bank Board of Directors to ensure smooth operations, protect stakeholders’ interests.
Discover the importance and functions of secondary reserves in banking. Learn how these liquid assets ensure stability, profitability, and liquidity for banks.
Discover the difference between branch banking and unit banking: Branch banking operates through multiple branches, unit banking is a single branch small bank.
Discover the wide range of bank services. From loans to digital banking, explore 18 types of services offered by commercial banks to meet your financial needs.
Lenders consider the 7Cs of Creditworthiness for Credit Evaluation, including character, capacity, cash flow, capital, collateral, conditions, and control.
Discover the pivotal role of central banks as lenders of last resort, ensuring financial stability in times of crisis.
Learn about interest rate management, gap analysis, duration analysis, and balance sheet simulation models for precise risk assessment and earnings management.
Learn the 11 principles of sound lending that drive profitability, minimize risk, and ensure ethical practices in banking.
Essence of bank management is creating a seamless and efficient interaction among banking elements to maximize wealth and ensure success.
A loan policy is necessary for a bank to attain its objectives and also serve the public its lending must be conducted in an orderly manner.
Discover the intricacies of mortgages: Explore definitions, characteristics, and different types such as simple, conditional sale, usufructuary, and more.
Discover the 8 key reasons behind banks’ liquidity, management challenges and how to overcome liquidity crisis.
Uncover banking competition insights with the SCP model and RE hypothesis. Explore key features, implications, and real-life examples for informed decisions.
Liquidity Management ensures a bank has enough readily available funds to meet financial obligations, maintain stability, and respond to customer needs.
Loan sales allow originating banks to diversify part of their credit risk by selling loans to other market participants.
Uncover factors shaping banking environment. Explore internal elements (location, goals, management) and external aspects (economics, politics).
Explore the Basel Accord: a comprehensive guide to risk-based capital ratios, committee members, objectives, and limitations in banking regulations.
Explore the key differences between Islamic and conventional banking systems, from principles to social responsibility.
Uncover problem loans and ideal loans, including causes and effective strategies for banks. Prevent, manage, and recover problem loans efficiently.
Discover the essential aspects of bank risk management, including credit, interest rate, and foreign exchange risks.
Discover the Concept of Bank Assignment: Explore the transfer of rights, property, and debts from one person to another in the banking business.