Unit Banking: Meaning, Functions, Advantages, Disadvantages
Unit banking is a system of banking under which a single banking organization provides banking services.
Banking Fundamentals Course
Banking fundamentals is the concepts and principles relating to the practice of banking. Banking is essential to modern economies, providing financial transactions and credit. Explores Banking Fundamentals, Bank Funds, Management, Regulation, Risk, and Services.
CAMELS Rating System: Meaning, Background, Components
CAMELS is an internationally recognized supervisory rating system to assess the strength of banks or financial institutions according to six factors.
Changes of Interest Rate Over Business Cycle
Get insights into the relationship between interest rate changes and the business cycle.
General Lien & Particular Lien [Comprehensive Guide]
Discover the difference between General Lien and Particular Lien, their definitions, examples, and conditions for exercise in this comprehensive guide.
Understanding Contestability & Consolidation in the Banking Industry
Unveiling the Banking Industry and discover the dynamics of contestability and consolidation, influencing competition and shaping the sector’s future.
Bank Customer: Definition, Obligation, Relationship
A customer is a person who has a bank account in his name, and for whom a tile banker undertakes to provide the facilities or services as a banker.
7 Factors for Banks Loans: Liquidity, Profitability, Security
Discover the crucial factors banks consider before sanctioning loans. Explore liquidity, profitability, security, and more.
Offshore Banking: Definition, Advantages, Disadvantages, History
Explore the world of offshore banking: definition, advantages, disadvantages, and its intriguing history. Discover the financial and legal benefits it offers.
Difference between Bank Overdraft and Cash Credit
Understand the subtle differences between bank overdraft and cash credit. Learn how they operate and which one suits your financial needs.
Credit Analysis: Meaning, Ratios, Steps, 5 Cs of Credit
Master the art of credit analysis with insights on meaning, ratios, steps, and the 5 Cs of Credit—Character, Capacity, Capital, Collateral, and Conditions.
Credit Risk Grading (CRG): Meaning, Components
Effectively manage credit risk with Credit Risk Grading (CRG). Understand risk levels, make informed lending decisions, and ensure better portfolio assessment.
Altman’s Z-Score Model: What is It, Formula, Interpretation
Learn about Altman’s Z-Score Model, its formula, and understand how powerful it is in predicting financial distress and bankruptcy in businesses.
Methods of Bank Performance Evaluation
Bank performance evaluation is a through meticulous analysis and risk management process.
10 Role of Banks Play Economic Development
Discover the pivotal role of banks in driving economic development. Explore how banks empower entrepreneurship and fuel the nation’s growth.
Primary Reserve of Bank
Reserves intended to meet working capital needs, legal requirements and a caution against unanticipated withdrawals or loan demand.
Forms of Advances in Banking
Discover different forms of banking advances like cash credit, overdrafts, loans, and more for effective financial management.
Managing of Bank Investment Portfolio [18 Factors]
Get Expert Insights on Bank Investment Portfolio Management: Boost profits, minimize risks, and maximize wealth. Explore key factors and risk considerations.
Hypothecation in Banking
Harness the Power of Hypothecation: Understand its definition and differences from mortgage and pledge.
Bank Regulation: Meaning, Objectives, Tools, Strategies
Explore bank regulation’s meaning, objectives, tools, strategies, and the role of regulatory authorities in safeguarding customers, banks, and economy.
Bank Loan Review: Enhance Loan Compliance
Ensure loan compliance and mitigate risks with effective bank loan reviews. Protect your institution’s financial health and optimize lending practices.
Market Risk Management: How Banks Manage Market Risks
Discover the crucial components of an effective market risk management system, including RAROC and VaR. Learn how banks mitigate risks and optimize performance.
Pattern of Dividend Policy in Banks
Uncover the dynamics of bank dividend policies, from stable to irregular, and their implications for investors and financial performance.
What is Bank Charge? Types of Bank Charges
Explore the types of bank charges: fixed charges for specific assets and floating charges on changing property. Ensure your financial security.
Bank Funds: Sources, Functions, Use of Bank Funds
Learn about the sources of bank funds and their effective management strategies to maximize profitability.
Bankers’ Advances Against Security of Goods
Discover the precautions, security measures, and lending principles for bankers’ advances against the security of goods.
Types of Bank Deposits
Discover the Comprehensive Guide to Types of Bank Deposits and Deposit Schemes. Maximize your savings with specialized accounts and attractive interest rates.
Banking: Meaning, Difference between Bank and Banking
Banking is the business activity of accepting and safeguarding money owned by other individuals and entities and then lending out this money to earn a profit.
6 Steps in the Lending Process
Navigate 6 steps of lending process: prospecting, evaluation, credit assessment, analysis, collateral review, and monitoring.
Bank as Agent, Trustee, Executor, Administrator For Customer!
Discover how modern commercial banks act as agents, trustees, executors, and administrators for customers. Explore a wide range of financial services.
Loan: Meaning, Definition of Loan
Learn about loans meaning, types, and the crucial role they play in banking and business profitability.
Relationship Between Banker and Customer
Discover the intricacies of the relationship between a banker and customer. From debtor and creditor to trustee and agent, explore their obligations and rights.
Types of Security for Bank Credit
Explore types of security for bank credit, including personal and non-personal security, collateral; used for loan repayment assurance by banks.