10 Apps to Manage your Money Efficiently

10 Apps to Manage your Money EfficientlyThese days, many of us live our lives on our mobile devices, and there really is an app for just about anything we want to do, even down to managing our personal finances and drawing up household budgets. And Some of the apps available for Android and iOS devices are nothing short of miraculous.

Top Ten Apps To Effectively Manage Money

There are hundreds of these apps to choose from, making it very difficult to choose just a few. But we have, so here are five for iOS devices and five for Android devices:

iOS Apps

  1. Check

Some of you will remember this as an app called Pageonce, and it is one of the simplest tools to use. With Check, you will always know when monthly payments are due, and you can easily create budgets.

Check monitors your bills and your money, letting you know when you need to make a payment, so you don’t get overdue fees, and the app will also let you know when your funds are getting low, allowing you to do something about it before it becomes a serious problem. You can download apps like these and more from the Panda Helper appstore.

  1. YNAB – You Need a Budget

The name says it all; YNAB this is an app that helps you build a budget and stay with it to get you out of debt. It tells you what your financial situation is, helps you make the right decisions in your purchases, and helps you become smarter about money. The app does cost $60 to buy, but you do get a 34-day free trial first.

  1. Spending Tracker

Spending Tracker is an excellent app, one of the easiest to use to help you track your spending. It’s user-friendly, giving you an easy way to input your expenses, provides easy to read charts so you can see your spending at a glance, allows you to export your details to another app, and lets you see a summary of how much money you have left to spend.

  1. Checkbook

A checkbook is a simple, convenient way of managing your finances daily, taking the place of your paper checkbook. The app allows you to reconcile all your transactions, schedule items, and save your recurring expenses.

You can add as many accounts as you want, any currency that you want, track your income and expenditure, import your banking records from your bank, and see your finances at a  glance.

  1. Expensify

This is the must-have app for people who need to keep track of business expenses for tax purposes of reimbursement. With built-in SmartScan technology, scan your receipts, and the app will record and save it. You can also track all business-related travel and your mileage too.

Android Apps

  1. AndroMoney

This is one of the more popular expense trackers for Android and web users with plenty of cool features. These include the ability to add multiple accounts, monitor account balances, set up a budget, support different currencies, and you can back up your data to Excel too.

It is a user-friendly app with a clean interface and is free to use. However, it is ad-supported, but these won’t interfere too much with what you are doing.

  1. Goodbudget

Another easy to use app, Goodbudget, is one of the best budgeting apps with cross-platform support. Even better, you can sync your data between platforms too.

The app offers the ability to track your expenses, track your income, set a budget, and much more. It has a clean design and also allows you to export data in multiple formats. While many of the main features are free, you will need a subscription if you want to use others, costing $6 per month or $50 for the year.

  1. Monefy

Another simple app for budgeting, Monefy, is simple and quick to use. It is easy to add new data, supports various currencies, has a calculator built-in, offers passcode protection, widgets, integrates with Dropbox, and much more. The app is free to use, or you can upgrade to pro for just $2.50.

  1. Money Manager

Like many other apps, the name says it all. Money Manager is one of the more effective budgeting apps, offering a visual experience rather than just rows of numbers. Instead of getting lost in the numbers, a simple glance will tell you all you need to know.

The app offers a passcode lock, instant statistics, book-keeping, asset management, and more. You can also back your data up and restore it on another device, export it to an Excel spreadsheet, and it is free to download and use. There is a pro version at $3.99, although if you subscribe to Google Pass, you get the pro app for free.

  1. My Finances

Another budgeting app, My Finances, offers everything you would expect in such an app, including adding multiple accounts, tracking your income and expenditure, planning for future expenditure, and you can see your history at a glance. The app is customizable to your taste, and you can even add recurring expenses, such as bills.

It can take a while to set up how you want it, but it is very little you cannot track with it. The app is still in development; although it is usable and already offers tons of features, the developers are still working on it and are promising new features such as cross-device syncing. My Finances is free to download, but there are in-app purchases available for those who want them.

With so many money app s to choose from in the iOS and Android app stores, it wasn’t easy to narrow it down to just ten. However, we feel these offer the best value for money, and many are free to use with the option of upgrading.

It is more important than ever to track spending and cut down on unnecessary purchases in the current day and age. All of these apps can help you track every penny you earn and spend and help you cut back where needed. Try them today and see which one offers the features that make managing money easy for you.

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